Ondrej Holzman Ua hala kekahi mau pule mai ka hoʻolauna ʻana o Apple i nā huahana hou. Ma hope o ka Apple Watch, i kūkākūkā nui ʻia ma muli o ka aneane ʻaʻohe mea i ʻike maoli ʻia e pili ana iā ia, ʻoi aku ka nui o ka nānā ʻana i kēia manawa i ka "kulou" iPhone 6. Eia naʻe, hiki nō ke kolu - a ʻaʻole i emi iki - mea hou i ʻOkakopa: Apple Pay.
ʻO ka lawelawe uku hou, a Apple e komo nei i loko o nā wai i ʻike ʻole ʻia, ʻo ia ke ʻike i kahi hoʻomaka mua ma ʻOkakopa. I kēia manawa, aia wale nō ia ma ʻAmelika Hui Pū ʻIa, akā hiki ke hōʻailona i kahi mea nui i ka mōʻaukala o ka hui Kaleponi, a me ke ʻano o nā hana kālā ma ka laulā.
[do action="citation"]Ua hahai ʻo Apple Pay i nā kapuaʻi o iTunes.[/do]
He mau wānana wale nō kēia no kēia manawa, a hiki i ka Apple Pay ke hoʻopau e like me ka Ping pūnaewele poina i kēia manawa. Akā i kēia manawa ke hōʻike nei nā mea āpau e hahai ana ʻo Apple Pay i nā wāwae o iTunes. ʻAʻole wale ʻo Apple a me kāna mau hoa e loaʻa i ka ʻōlelo hoʻoholo no ka kūleʻa a i ʻole ka hāʻule ʻole, akā ma luna o nā mea kūʻai aku āpau. Makemake mākou e uku no nā iPhones?
E hele mai i ka manawa kūpono
Ua ʻōlelo mau ʻo Apple: ʻaʻole ia he mea nui iā mākou e hana mua, akā e hana pono. ʻOi aku ka ʻoiaʻiʻo o kēia no kekahi mau huahana ma mua o nā mea ʻē aʻe, akā hiki iā mākou ke hoʻopili palekana i kēia "rule" iā Apple Pay pū kekahi. Ua lōʻihi ka manaʻo e komo ʻo Apple i ka ʻāpana uku kelepona. ʻOiai e pili ana i ka hoʻokūkū, i ka wā i hoʻolauna ai ʻo Google i kāna ʻaoʻao Wallet ponoʻī no ka uku ʻana me nā polokalamu kelepona i 2011, ua manaʻo ʻia e pono pū ʻo Apple me kekahi mea.
Ma Cupertino, akā naʻe, ʻaʻole lākou makemake e wikiwiki i nā mea, a i ka wā e hana ai i nā lawelawe e like me ia, ʻelua paha lākou e akahele ma hope o kekahi mau kuni. E haʻi wale iā Ping a i ʻole MobileMe a kū ka lauoho o nā mea hoʻohana. Me nā uku kelepona, ʻike maoli nā luna o Apple ʻaʻole hiki iā lākou ke hana hewa. Ma kēia wahi, ʻaʻole ia e pili ana i ka ʻike mea hoʻohana iā ia iho, akā ma luna o nā mea āpau, ma ke ʻano kumu, e pili ana i ka palekana.
Ua hoʻopaʻa hope ʻo Apple ma Apple Pay i Kepakemapa 2014 i ka wā i ʻike ai ua mākaukau. ʻO nā kūkākūkā, i alakaʻi nui ʻia e Eddy Cuo, ka pelekikena poʻokela o ka Pūnaewele Pūnaewele a me nā lawelawe, ua lōʻihi ma mua o hoʻokahi makahiki. Ua hoʻomaka ʻo Apple e hana me nā ʻoihana koʻikoʻi i ka hoʻomaka ʻana o ka makahiki 2013, a ua kapa ʻia nā hana āpau e pili ana i ka lawelawe e hiki mai ana "ka mea huna." Ua hoʻāʻo ʻo Apple e mālama i nā mea āpau ʻaʻole wale i ka leak ʻike i ka media, akā no ka hoʻokūkū hoʻokūkū a me nā kūlana ʻoi aku ka maikaʻi ma ke kūkākūkā ʻana. ʻAʻole ʻike pinepine nā limahana o nā panakō a me nā ʻoihana ʻē aʻe i kā lākou hana. ʻO ka ʻike koʻikoʻi wale nō i haʻi ʻia iā lākou, a hiki i ka hapa nui ke kiʻi i ke kiʻi holoʻokoʻa i ka wā i hoʻolauna ʻia ai ʻo Apple Pay i ka lehulehu.
[do action=”quote”] ʻO nā kuʻikahi i ʻike ʻole ʻia e ʻōlelo hou aku e pili ana i ka hiki o ka lawelawe ma mua o nā mea ʻē aʻe.[/do]
He holomua ʻike ʻole
I ke kūkulu ʻana i kahi lawelawe hou, ua hālāwai ʻo Apple i kahi manaʻo ʻike ʻole. Ke komo nei ʻo ia i kahi wahi i loaʻa ʻole iā ia ka ʻike, ʻaʻohe ona kūlana ma kēia kahua, a ʻo kāna hana he paʻakikī - e ʻimi i nā hoa pili a me nā hoa. ʻO ka hui o Eddy Cue, ma hope o nā mahina o ke kūkākūkā ʻana, ua hoʻokō hope loa i ka hoʻopau ʻana i nā ʻaelike i ʻike ʻole ʻia ma ka ʻāpana kālā, a iā ia iho e hiki ke ʻōlelo hou aku e pili ana i ka hiki o ka lawelawe ma mua o nā mea ʻē aʻe.
Ua ikaika ʻo Apple ma ke kūkākūkā ʻana. Ua hoʻokō ʻo ia me nā mea hoʻohana kelepona, kūkulu ʻia kekahi o nā mea hana maʻalahi a me nā kaulahao hoʻolako i ka honua, hoʻomaopopo i nā mea pena kiʻi a me nā mea hoʻopuka e hiki iā ia ke hoʻololi i ka ʻoihana mele, a i kēia manawa ke hele nei ʻo ia i ka ʻoihana e hiki mai ana, ʻoiai he lōʻihi. Hoʻohālikelike pinepine ʻia ʻo Apple Pay me iTunes, ʻo ia hoʻi ka ʻoihana mele. Ua hoʻokō ʻo Apple i ka hōʻuluʻulu ʻana i nā mea āpau e pono ai e hoʻokō i ka lawelawe uku. Ua hiki nō iā ia ke hana me nā mea pāʻani nui loa.
ʻO ka launa pū ʻana me nā mea hoʻopuka kāleka uku ke kī. Ma waho aʻe o MasterCard, Visa a me American Express, ʻewalu mau hui ʻē aʻe i hoʻopaʻa inoa i nā kuʻikahi me Apple, a ma muli o ka hopena, ua uhi ʻia ʻo Apple ma luna o 80 pakeneka o ka mākeke ʻAmelika. ʻAʻole i emi iki nā ʻaelike me nā panakō ʻAmelika nui loa. ʻElima ua kau inoa, ʻelima hou e hui pū me Apple Pay. Eia hou, he pana nui kēia. A ʻo ka hope, ua hele mai nā kaulahao kūʻai ma luna o ka moku, he mea nui hoʻi no ka hoʻomaka ʻana i kahi lawelawe uku hou. Pono ʻo Apple Pay e kākoʻo ma luna o 200 mau hale kūʻai mai ka lā hoʻokahi.
Akā ʻaʻole ʻo ia wale nō. ʻAʻole i ʻike ʻia kēia mau ʻaelike i ka loaʻa ʻana o Apple iā lākou iho. ʻAʻole ia he mea kupanaha mai ka manaʻo ma nā wahi a pau e hana ai ka hui ʻāpala, makemake ia e loaʻa ka waiwai, a ʻo ia hoʻi ka hihia me Apple Pay. Ua ʻaelike ʻo Apple no ka loaʻa ʻana o 100 keneta mai kēlā me kēia hana $15 (a i ʻole 0,15% o kēlā me kēia kālepa). I ka manawa like, ua hiki iā ia ke kūkākūkā ma kahi o 10 pakeneka haʻahaʻa haʻahaʻa no nā kālepa e hana ʻia ma o Apple Pay.
Manaʻoʻiʻo i kahi lawelawe hou
ʻO nā kuʻikahi i ʻōlelo ʻia ma luna nei ka mea a Google i hana ʻole ai a no ke aha i hāʻule ʻole ai kāna e-wallet, Wallet. ʻO nā kumu ʻē aʻe i pāʻani kūʻē iā Google, e like me ka ʻōlelo a nā mea hoʻohana kelepona a me ka hiki ʻole ke hoʻomalu i nā lako āpau, akā ʻo ke kumu i ʻae ai nā mana o nā panakō nui loa o ka honua a me nā mea hoʻopuka kāleka uku i ka manaʻo o Apple ʻaʻole ʻo ia wale nō ka maikaʻi o Apple. a me nā mea kūkākūkā ʻole.
Inā mākou e kuhikuhi i kahi ʻoihana i hoʻomau ʻia i ka makahiki i hala, ʻo ia ka uku uku. Ua puni ka ʻōnaehana kāleka hōʻaiʻē no nā makahiki he nui a ua hoʻohana ʻia me ka ʻole o nā loli nui a i ʻole nā mea hou. Eia kekahi, ʻoi aku ka maikaʻi o ke kūlana ma ʻAmelika Hui Pū ʻIa ma mua o ʻEulopa, akā ʻoi aku ka nui ma hope. ʻO ka holomua a i ʻole ka hoʻololi hapa ʻana e neʻe i nā mea i mua ua hāʻule mau no ka nui o nā ʻaoʻao i komo i ka ʻoihana. Eia naʻe, i ka wā i hele mai ai ʻo Apple, ua ʻike nā mea āpau i kahi manawa e lanakila ai i kēia pilikia.
[do action=”citation”]Manaʻo nā panakō ʻaʻole he mea hoʻoweliweli ʻo Apple iā lākou.[/do]
He ʻoiaʻiʻo ʻaʻole ia e ʻike pono e loaʻa i nā panakō a me nā ʻoihana ʻē aʻe i kā lākou waiwai i kūkulu pono ʻia a mālama ʻia a e kaʻana like pū me Apple, ka mea i komo i kā lākou ʻāpana ma ke ʻano he rookie. No nā panakō, ʻo nā loaʻa kālā mai nā kālepa e hōʻike ana i nā kālā nui, akā ʻaʻohe pilikia o ka hōʻemi ʻana i nā uku a i ʻole ka uku ʻana i ka hapaʻumi iā Apple. ʻO kekahi kumu ke manaʻoʻiʻo nei nā panakō ʻaʻole hoʻoweliweli ʻo Apple iā lākou. ʻAʻole e keʻakeʻa ka hui Kaleponi i kā lākou ʻoihana, akā e lilo wale ia i mea hoʻoponopono. Hiki ke loli kēia i ka wā e hiki mai ana, akā i kēia manawa he 100% ʻoiaʻiʻo. ʻAʻole kū ʻo Apple no ka pau ʻana o nā uku hōʻaiʻē e like me ia, makemake ʻo ia e luku i nā kāleka plastik i ka hiki.
Manaʻo nā hui kālā no ka hoʻonui nui ʻana o kēia lawelawe mai Apple Pay. Inā loaʻa i kekahi ka mea e pono ai e huki i kahi lawelawe o kēia unahi, ʻo ia ʻo Apple. Loaʻa iā ia nā lako a me nā lako polokalamu ma lalo o ka mana, he mea nui loa ia. ʻAʻohe pono o Google. ʻIke ʻo Apple i ka wā e ʻohi ai ka mea kūʻai aku i kā lākou kelepona a loaʻa i ka pahu kūpono, ʻaʻole loa lākou e pilikia i ka uku. Ua kaupalena ʻia ʻo Google e nā mea hana a me ka nele o nā ʻenehana pono i kekahi mau kelepona.
Inā hoʻokele ʻo Apple i ka hoʻonui nui ʻana i ka lawelawe hou, ʻo ia hoʻi ke ʻano o ka loaʻa kālā kiʻekiʻe no nā panakō. ʻOi aku ka nui o ke kālā. Ma ka manawa like, hiki i ka Apple Pay me Touch ID ke hōʻemi nui i ka hoʻopunipuni, kahi e hoʻolilo ai nā panakō i ke kālā he nui. ʻO ka palekana kekahi mea ʻaʻole hiki i nā ʻoihana kālā ke lohe e pili ana, akā hiki ke hoihoi i nā mea kūʻai aku. He liʻiliʻi nā mea palekana e like me ke kālā, a ʻo ka hilinaʻi ʻana iā Apple me kāu ʻike kāleka hōʻaiʻē ʻaʻole paha he nīnau me ka pane maopopo no kēlā me kēia. Akā ua hōʻoia ʻo Apple e maopopo loa a ʻaʻohe mea hiki ke nīnau i kēia ʻaoʻao o nā mea.
Maluhia mua
ʻO ke ala maikaʻi loa e hoʻomaopopo ai i ka palekana a me ka hana holoʻokoʻa o Apple Pay ma o kahi hiʻohiʻona kūpono. I ka wā o ka hoʻomaka ʻana o ka lawelawe, ua hoʻokūpaʻa ʻo Eddy Cue i ka mea nui o ka palekana iā Apple a ʻaʻole ia e hōʻiliʻili i nā ʻikepili e pili ana i nā mea hoʻohana, kā lākou kāleka, nā moʻokāki a i ʻole nā hana.
Ke kūʻai ʻoe i iPhone 6 a i ʻole iPhone 6 Plus, ʻelua wale nō mau hiʻohiʻona e kākoʻo ana i nā uku kelepona mahalo i ka chip NFC, pono ʻoe e hoʻouka i kahi kāleka uku i loko o lākou. Ma ʻaneʻi ʻoe e kiʻi i kahi kiʻi, hoʻoili ka iPhone i ka ʻikepili a loaʻa iā ʻoe ka ʻoiaʻiʻo o ke kāleka i hōʻoia ʻia me kou ʻike ma kāu panakō, a i ʻole hiki iā ʻoe ke hoʻouka i kahi kāleka i loaʻa mai iTunes. He hana kēia i hāʻawi ʻole ʻia i nā lawelawe ʻē aʻe, a ua ʻae paha ʻo Apple i kēia me nā mea hāʻawi kāleka uku.
Eia nō naʻe, mai kahi ʻike palekana, he mea nui i ka wā e nānā ai ka iPhone i kahi kāleka uku, ʻaʻohe ʻikepili i mālama ʻia ma ka ʻāina a i ʻole ma nā kikowaena Apple. E hoʻopili ʻo Apple i ka pilina me ka mea hoʻopuka kāleka uku a i ʻole ka panakō i hoʻopuka i ke kāleka, a na lākou e hoʻopuka Helu moʻokāki hāmeʻa (hōʻailona). ʻO ia ka mea i kapa ʻia hōʻailona, 'o ia ho'i, ua pani 'ia ka 'ikepili ko'iko'i (nā helu kāleka uku) e ka 'ikepili ma'amau me ka ho'olālā like a me ka ho'opili. Hoʻohana pinepine ʻia ka Tokenization e ka mea hoʻopuka kāleka, ka mea, ke hoʻohana ʻoe i ke kāleka, hoʻopili i kāna helu, hana i kahi hōʻailona no ia mea, a hāʻawi iā ia i ke kālepa. A laila i ka wā i hacked ai kāna ʻōnaehana, ʻaʻole loaʻa ka ʻikepili maoli i ka mea hoʻouka. Hiki i ka mea kūʻai ke hana me ka hōʻailona, no ka laʻana i ka wā e hoʻihoʻi ai i ke kālā, akā ʻaʻole loa ia e loaʻa i ka ʻikepili maoli.
Ma Apple Pay, loaʻa i kēlā me kēia kāleka a me kēlā me kēia iPhone kona hōʻailona kūʻokoʻa. ʻO ke ʻano kēia, ʻo ka mea wale nō e loaʻa kāu ʻikepili kāleka ʻo ka panakō a i ʻole ka hui hoʻopuka. ʻAʻole loaʻa ʻo Apple iā ia. He ʻokoʻa nui kēia i hoʻohālikelike ʻia me Google, nāna e mālama i ka ʻikepili Wallet ma kāna mau kikowaena. Akā ʻaʻole pau ka palekana ma laila. I ka loaʻa ʻana o ka iPhone i ʻōlelo ʻia, mālama ʻia ia i ka mea i kapa ʻia mea paʻa, he ʻāpana kūʻokoʻa loa ia ma ka chip NFC ponoʻī a koi ʻia e nā mea hoʻopuka kāleka no kekahi uku uila.
A hiki i kēia manawa, hoʻohana nā lawelawe like ʻole i kahi ʻōlelo huna e "wehe" i kēia ʻāpana paʻa, komo ʻo Apple i loko me Touch ID. ʻO kēia ke ʻano o ka ʻoi aku ka nui o ka palekana a me ka hoʻokō ʻana i ka uku wikiwiki, ke paʻa wale ʻoe i kāu kelepona i ka pahu, kau i kou manamana lima a ʻo ka hōʻailona e kau i ka uku.
Ka mana o Apple
Pono e ʻōlelo ʻia ʻaʻole kēia he hopena kipi i hoʻolālā ʻia e Apple. ʻAʻole mākou e ʻike i kahi loli i ke kahua o ka uku kelepona. Hoʻopili maalea wale ʻo Apple i nā ʻāpana āpau o ka puʻupuʻu a loaʻa mai kahi hopena e kamaʻilio ana i nā mea kuleana āpau ma kekahi ʻaoʻao (nā panakō, nā mea hoʻopuka kāleka, nā mea kālepa) a i kēia manawa i ka hoʻomaka ʻana e hoʻokau i ka ʻaoʻao ʻē aʻe, nā mea kūʻai aku.
ʻAʻole e hoʻohana ʻo Apple Pay i nā kikowaena kūikawā e hiki ke kamaʻilio me nā iPhones. Akā, ua hoʻokō ʻo Apple i ka ʻenehana NFC i kāna mau polokalamu, me ka pilikia ʻole o nā terminal contactless. Pēlā nō, ʻo ke kaʻina hana tokenization ʻaʻole ia he mea i hana ʻia e nā ʻenekini Cupertino.
[do action=”citation”]Ua mākaukau maikaʻi loa ka mākeke ʻEulopa no Apple Pay.[/do]
Eia naʻe, ʻaʻohe mea i hiki ke hōʻuluʻulu i kēia mau ʻāpana mosaic i mea e hui pū ai ke kiʻi holoʻokoʻa. Ua hoʻokō ʻia kēia e Apple, akā i kēia manawa ua hana ʻia kahi hapa o ka hana. I kēia manawa, pono lākou e hōʻoiaʻiʻo i nā mea a pau e ʻoi aku ka maikaʻi o kahi kāleka uku ma ke kelepona ma mua o kahi kāleka uku i loko o kahi ʻeke. Aia kahi nīnau no ka palekana, aia kahi nīnau no ka wikiwiki. Akā ʻaʻole hou nā uku kelepona paʻa, a pono ʻo Apple e ʻimi i ka ʻōlelo kūpono e hoʻolaha ai iā Apple Pay.
ʻO ke kī nui i ka hoʻomaopopo ʻana i ka manaʻo o Apple Pay ʻo ka hoʻomaopopo ʻana i ka ʻokoʻa ma waena o nā mākeke US a me ʻEulopa. ʻOiai no ka poʻe ʻEulopa ʻo Apple Pay hiki ke manaʻo wale i kahi loli kūpono i nā kālepa kālā, ma United States hiki iā Apple ke hoʻoulu i kahi ōlaʻi nui aʻe me kāna lawelawe.
Pono ʻo ʻEulopa mākaukau e kali
He paradoxical ia, akā ʻoi aku ka maikaʻi o ka mākeke ʻEulopa no Apple Pay. Ma ka hapanui o nā ʻāina, me ka Czech Republic, ʻike pinepine mākou i nā terminal e ʻae ana i nā uku NFC ma nā hale kūʻai, inā paha e uku nā kānaka me nā kāleka pili ʻole a i ʻole ma ke kelepona. ʻO ka mea kūikawā, ke lilo nei nā kāleka contactless i mea maʻamau, a i kēia lā aneane loaʻa nā kāleka uku me kāna chip NFC ponoʻī. ʻOiaʻiʻo, ʻokoʻa ka hoʻonui ʻana mai kēlā ʻāina a i kēia ʻāina, akā ma ka liʻiliʻi ma Czech Republic, pili wale nā kāleka i nā terminals (a inā he haʻahaʻa haʻahaʻa, ʻaʻole i hoʻokomo ʻia ka PIN) ma mua o ka hoʻokomo ʻana a heluhelu i ke kāleka. no ka manawa loihi.
E like me ka hana ʻana o nā terminal contactless ma ke kumu o NFC, ʻaʻohe pilikia me Apple Pay. Ma kēia ʻano, ʻaʻohe mea e pale aku iā Apple mai ka hoʻomaka ʻana i kāna lawelawe ma ka ʻāina kahiko, akā aia kekahi mea ʻē aʻe - ka pono o nā ʻaelike i hoʻopaʻa ʻia me nā panakō kūloko a me nā ʻoihana kālā ʻē aʻe. ʻOiai ʻo nā mea hoʻopuka kāleka like, ʻoi aku hoʻi ʻo MasterCard a me Visa, e hana pū ana ma ka nui ma ʻEulopa, pono mau ʻo Apple e ʻae me nā waihona kikoʻī i kēlā me kēia ʻāina. Eia naʻe, ua hoʻolei mua ʻo ia i kona ikaika a pau i ka mākeke kūloko, no laila e noho wale ʻo ia ma ka papa kūkākūkā me nā panakō ʻEulopa.
Akā hoʻi i ka mākeke US. ʻO kēia, e like me ka ʻoihana holoʻokoʻa me nā hana uku, ua hoʻomau i hope. No laila, he hana maʻamau ka loaʻa ʻana o nā kāleka i kahi kāʻei magnetic, kahi e koi ʻia ai ke kāleka e "swiped" ma kahi pahu ma ka mea kūʻai aku. A laila, hōʻoia ʻia nā mea āpau me kahi pūlima, i hana no mākou i nā makahiki he nui aku nei. No laila ke hoʻohālikelike ʻia i nā kūlana kūloko, he mau nāwaliwali loa ka palekana ma waho. Ma kekahiʻaoʻao, aia ka nele o kahi hua'ōlelo, a ma kekahiʻaoʻao, ponoʻoe e hāʻawi i kāu kāleka. I ka hihia o Apple Pay, pale ʻia nā mea āpau e kou manamana lima ponoʻī a loaʻa mau kāu kelepona me ʻoe.
I ka mākeke ossified ʻAmelika, ʻaʻole i maʻalahi nā uku pili ʻole, ʻaʻole hiki ke hoʻomaopopo ʻia mai kahi hiʻohiʻona ʻEulopa, akā i ka manawa like e wehewehe ai i ke kumu o ka puʻupuʻu a puni ʻo Apple Pay. ʻO ka mea a ʻAmelika Hui Pū ʻIa, ʻaʻole like me ka hapa nui o nā ʻāina ʻEulopa, ʻaʻole i hoʻokō, hiki iā Apple ke hoʻonohonoho i kēia manawa me kāna hana - ka hoʻololi ʻana i nā ʻoihana uku hou a me ka uila. He mea koʻikoʻi nā hoa ʻoihana i ʻōlelo ʻia iā Apple no ka mea ʻaʻole maʻamau i ʻAmelika no kēlā me kēia hale kūʻai ke loaʻa kahi pahu e kākoʻo ana i nā uku uila. ʻO ka poʻe a Apple i ʻae mua ai, e hōʻoiaʻiʻo e hana kāna lawelawe mai ka lā hoʻokahi ma ka liʻiliʻi o nā haneli haneli.
He mea paʻakikī ke koho i kēia lā kahi e maʻalahi ai ʻo Apple i ka loaʻa ʻana o ka ʻāina. Inā paha ma ka mākeke ʻAmelika, kahi i mākaukau ʻole ai ka ʻenehana, akā e lilo ia i mea nui i mua mai ka hopena o kēia manawa, a i ʻole ma ka ʻāina ʻEulopa, kahi, ma kahi ʻē aʻe, ua mākaukau nā mea āpau, akā ua hoʻohana mua nā mea kūʻai aku i ka uku ʻana. he ano like. Ua hoʻomaka ʻo Apple me ka mākeke kūloko, a ma ʻEulopa hiki iā mākou ke manaʻolana e hoʻopau koke i nā ʻaelike me nā hui kūloko. ʻAʻole pono e hoʻohana ʻia ʻo Apple Pay no nā kālepa maʻamau i nā hale kūʻai brick-a-mortar, akā ma ka pūnaewele pū kekahi. ʻO ka uku ʻana me ka iPhone ma ka pūnaewele me ka maʻalahi a me ka palekana kiʻekiʻe loa he mea hiki ke nani loa iā ʻEulopa, akā ʻaʻole ʻo ʻEulopa wale nō.
Nui ka ʻatikala, mahalo
Mahalo i kahi ʻatikala maikaʻi loa! Mahalo maoli, supr!
He ʻatikala maikaʻi loa, e hoʻomau.
ʻatikala maikaʻi loa!
Ke kakali nei au iā ia AKA manaʻo wau he mau makahiki e hiki mai ai ia iā mākou a hoʻolaha ...
ʻAe, e like me ka Visi, pono ia ma Slovakia ma kahi o Pepeluali 2015. ʻO kaʻu i heluhelu ai i ka ʻatikala ʻo mākou ka lua o ka ʻāina ma ʻEulopa e hoʻohana nui nei i nā uku contactless. A ʻaʻole wau e manaʻo e pilikia ana ka Czech Republic i ka wā e hiki ai i ka Repubalika Slovak.
Ehia ka iPhone 6 a me 6 PLUS ma Slovakia i ka hapalua makahiki? Ke kānalua nui nei au ma mua o 10 tausani. ʻAʻole pono e holo wikiwiki ma Slovakia.
Mahalo no ka ʻatikala nui. :)
Inā makemake nā panakō e hoʻolaha ʻo Pay i ka "Old Continent" (e like me kā lākou e hana ai), e hoʻāʻo lākou e hoʻoholo i nā ʻaelike i ka hiki.
No laila, manaʻo wau i ka makahiki aʻe hiki iā mākou ke ʻike i nā pae mua o Apple Pay i ʻEulopa a i loko o 2-3 mau makahiki hiki ke lilo i ka maʻamau.
ʻO ia koʻu manaʻo. :)
ʻO nā ʻike pono āpau aʻu i makemake ai e ʻike e pili ana i kēia lawelawe i hōʻuluʻulu ʻia i hoʻokahi ʻatikala maopopo, mahalo! :)
ʻAʻole maopopo iaʻu ke kumu e ʻino mau ai nā mea a pau e pili ana iā MobileMe. Ua hoʻohana au iā ia i nā manawa a pau, me kā lākou mau hale kiʻi e pili ana me iWeb, kaʻana like ʻana mai iDisk, etc. He aha ka mea me PhotoStream ap. pilikia iaʻu
Pehea wau e uku ai inā pau koʻu pākaukau?
Ma ke kāleka? kālā?
ʻAuhea ka pōmaikaʻi nui inā pono wau e lawe i ke kāleka a i ʻole ke kālā me aʻu?
Ehia mau manawa pau ka mana o kāu kelepona? Inā pinepine, ʻaʻole no ʻoe ʻo Apple Pay.
Ua like ke kelepona make me ke kaʻa ʻole wahie. ʻO ka pahu pahu kaʻawale ke ʻano o ke kū.
ʻAe, pololei ʻo ia (Macropus) ka luna hoʻomalu :-)
Eia kekahi, inā ʻaʻole mau kāu kelepona i 1 lā me ka hoʻopaʻa ʻole ʻana i kēia lā.
Hiki pinepine kēia mau kūlana, e ʻōlelo wau.
ʻO ka mea pōmaikaʻi, ua noho mākou ma ʻaneʻi no x mau makahiki ma hope o nā monkey, no laila pono ʻoe e loaʻa kālā me ʻoe.
ʻO ka hoʻonā, ʻoiaʻiʻo, ʻo ia ka loaʻa ʻana o kahi charger i kēlā me kēia cafe ʻē aʻe (hale ʻai) (me ka mea hoʻohui kūpono, ʻoiaʻiʻo :-) ).
Me he mea lā inā ma kahi wale nō, ʻaʻole nui loa (ma kahi o ka nui loa). Inā ma nā wahi a pau, maikaʻi - a laila e hoʻomaikaʻi wau.
Maikaʻi ʻoe. Inā uku au ma ke kāleka, pono wau e lawe i kaʻu ʻeke a me kaʻu kāleka mai kaʻu ʻeke a laila e hoʻokomo i kaʻu PIN. Inā loaʻa iaʻu ke koho e uku me kahi iPhone, e lawe wau i ka iPhone mai kaʻu ʻeke ʻē aʻe, e hoʻopili iā ia i ka pahu a hōʻoia me kahi manamana lima. Noʻu, ʻoi aku ka maʻalahi o ka uku me ka iPhone, akā ʻo ka mea makemake e koho i kahi kāleka.
A ʻoi aku ka lōʻihi o ke ola pākaukau o ka iPhone 6 a me 6 ma mua o nā mea kahiko.
ʻIke mākou pehea e hana ai ka NFC? Pono e hana i mea e hōʻoia ai ʻoe me kahi PIN ma ke kelepona hoʻokuʻu ʻia.
Inā pēlā, ua maikaʻi.
ʻO ia ka nīnau e like me ka nīnau: "A pehea wau e kelepona ai me kēia kelepona paʻa i ka pau ʻana o ka pākaukau?" ʻO ka pane: "Mai kahi pahu kelepona" A he aha ka hoʻohana ʻana o ke kelepona hele inā hiki iaʻu ke kelepona mai. he hale kelepona?
ʻO ia ke ʻano me Apple PAY. Ke manaʻo nei au ʻaʻole kāu kelepona paʻa a hilinaʻi wale i kahi laina ʻāina.
Hoʻokaʻawale kekahi i ka mea nui ma waena o ka uku a me ke kelepona ʻana. Pehea e ho'āʻo ai e pane i ka mea maoli e like me Mr. Horák.
ʻO ka laina lalo noʻu, inā wau e hele i mua e hoʻokahe i ke kelepona ma ka hoʻopiʻi ʻana i kēlā me kēia pō. Inā ʻae wau e pau ka mana o ke kelepona a ʻaʻole ia e kelepona, ʻae pū wau i ka uku.
Ina paha e like ko'u manao me oe, a hiki i keia manawa ke kuai au i tiketi no ka subway i ka mīkini, pehea la ina e make kuu kelepona hele a hiki ole ia'u ke hoike aku i ka tikiki, a hiki i keia manawa, ke lawe nei au i na palapala aina a me ka pahupa'i ma ko'u hele ana. a hiki i kēia manawa ke kākau nei au i kaʻu mau hana i loko o kahi puke puke, nā hanana i kahi kalena pepa....pehea inā make kaʻu kelepona hele a ʻaʻole maopopo iaʻu ka mea e hana ai?
Hoʻomaopopo wau i ka ʻatikala e hōʻoia i ka pono e hōʻoia i ka uku me kahi manamana lima, no laila ʻaʻole e hana ka uku me kahi kelepona paʻa.
Maopopo iaʻu. Inā ʻaʻole hiki ke uku me ke kelepona paʻa paʻa, a laila, e lawe mau ana au i ke kāleka me aʻu, akā, ʻaʻohe oʻu manaʻo i ka ʻeke aʻu e loaʻa ai kaʻu kelepona paʻa lima a i ʻole kaʻu ʻeke. A i ʻole, ʻaʻole wau e ʻaʻa e hilinaʻi i ka 100% ma kaʻu kelepona hele, koe wale nō ka uku ʻana i nā tiketi a me ka kalena, a ʻo ia ke kumu aʻu e lawe ai i nā palapala ʻāina a me kahi kamera i kaʻu mau huakaʻi (ʻaʻole lawa ka hoʻokele ʻana no ka huakaʻi hoʻokahi lā) a Loaʻa iaʻu nā palapala koʻikoʻi ma ke ʻano paʻi.
Ua hana au ma laila i kekahi manawa i ka hopena o ka nineties. Lawe au i nā palapala ʻāina, kahi pahupaʻiwikiō a me kahi GPS hele wāwae, akā i kēia lā ke lawe nei au i ke kelepona a me kahi pākaukau waho ma kaʻu mau huakaʻi.
Ma ka ʻatikala, ua poina ka mea kākau i kekahi mea nui. Hāʻawi pū ʻo Apple i API no nā hale kūʻai pūnaewele i hiki iā ʻoe ke koho i ke koho e uku ma o Apple Pay a ʻaʻole pono ʻoe e hoʻokomo i ka helu kāleka i loko o kahi kikowaena POS virtual a i ʻole e uku ma ka hoʻoili panakō a i ʻole e hoʻokomo i kahi ʻōlelo huna PayPal a uku kālā. ma ka lawe ana. ʻOi aku ka hōʻoluʻolu a me ka palekana kiʻekiʻe.
Koho wale wau i ka huahana, koho iā Apple uku a hōʻike mai ka iPhone iaʻu i kahi leka e nīnau ana inā makemake wau e hōʻoia i ka uku no ka hale kūʻai a me ka nui. Hoʻokomo wau i koʻu manamana lima a ua hōʻoia ʻia. Inā hoʻopili pū wau me ka helu wahi i hoʻokomo ʻia ma iTunes, ʻaʻole pono wau e kākau i ka helu wahi.
ʻatikala maikaʻi e wehewehe ana i ka ʻoiaʻiʻo. ʻO ka pilikia me ka hoʻokuʻu ʻana i kēia lawelawe i kā mākou mākeke ʻo ia ʻo Apple Pay pono e hoʻokuʻu ʻia i nā mākeke "nui" i hoʻolaha mua ʻia a ʻaʻohe hiki i kēia manawa ke hoʻohui hou i ka ʻōnaehana. ʻO kekahi kumu ʻē aʻe, no ka laʻana, ʻaʻole e hana ʻo Apple Pay ma Czech Republic a me nā panakō aia ma USA a me Czech Republic (eg Citibank) ʻo ia ka mea ʻokoʻa ka mea hoʻopuka kāleka ma ʻEulopa a me ʻAmelika. Manaʻolana e ʻike iā ʻoe i kēia makahiki aʻe...
Mai nā mea hoʻolako ʻelua, hiki iā ʻoe ke ʻike i nā ʻōlelo ma kā mākou pūnaewele e ʻike lākou i ka wā e hiki mai ana ma Apple Pay a ke hoʻomākaukau nei lākou. ʻAʻole au i manaʻo he mea keakea nā mea hoʻopuka kāleka iā mākou. ʻo ka nīnau he aha ke ʻano ma ka ʻaoʻao o ka panakō. kekahi kākoʻo SW? hooponopono? Hoʻololi kaʻina hana? .. paʻakikī ke ʻōlelo. Eia nō naʻe, ke manaʻoʻiʻo nei au i ka wā e loaʻa ai i ka panakō mua, e hoʻohana ʻo ia iā ia ma ke ʻano kūʻai.
He hauʻoli ka heluhelu hou ʻana i kekahi mea e like me kēia ma hope o nā ʻōhū a pau..
ʻatikala maikaʻi loa, ʻaʻohe mea lapuwale i kākau ʻia e pili ana i nā terminal uku Apple, etc.
Ua ʻike anei ʻoe i ka hana ʻia ʻana o ka ʻāpala ma ka hale kiʻiʻoniʻoni? :-) Hana i kahi huli YouTube no "Foxconn: An Exclusive Inside Look" He ʻoiaʻiʻo ʻo ka ʻoihana hana a me nā mea ʻē aʻe kekahi o nā mea maikaʻi loa, ʻoiai inā hana lākou i nā lā 6 o ka pule 10-12 mau hola i ka lā...
No ka hoihoi, ua hoʻohana ʻia kēia hale hana ma kahi hoʻokahi ma ka ʻāina ʻo Shenzhen a hiki i 500 mau kānaka.
Inā loaʻa iā mākou kahi polokalamu kiʻekiʻe, hiki ke hana i kahi hiʻohiʻona maikaʻi loa o nā lilo a me ka hoʻomalu i nā poho... Ke kali nei au iā ia...
ʻAʻole maopopo iaʻu no ke aha e makemake ai nā panakō e kākoʻo ikaika i kahi ʻōnaehana pani e loaʻa i ka 15% o nā mea hoʻohana kelepona. A ʻo nā makahiki 2-3 mua loa ʻoi aku ka liʻiliʻi, no ka iPhone 6 a ʻoi aku ka nui.
Ua maopopo iaʻu e hiki iā Apple ke hoʻokō iā ia me ka ikaika, akā manaʻo wau e hoʻopau ʻia e like me ka "pūnaewele hoʻolaha kaulana" o Apple, ma hope o ka hāʻule ʻana o ka honua, a ʻo ia hoʻi ka mea a nā mea a pau i hōʻike i ke kākoʻo a ʻike iā ia i ka wā e hiki mai ana.
Ma hope o nā mea a pau, hana ka ʻōnaehana hoʻolaha kaulana. Hoʻoiho ʻoe i kahi noi e kākoʻo ana i nā hoʻolaha, a ke hoʻohana ʻoe iā ia, ʻike ʻoe i kahi hoʻolaha. A loaʻa i ka mea hoʻomohala kahi mahele o ka hoʻolaha no kēlā me kēia ʻike.
Eia naʻe, ʻaʻole hiki ke ʻōlelo ʻia he pōkā i manaʻo ʻia e hoʻololi loa i ka honua o ka hoʻolaha (e like me Jobs).
Kāohi au i ka hoʻolaha ʻana ma ka Pūnaewele, akā ʻaʻole maopopo iaʻu pehea e hana ai ma iOS. A i koʻu hoʻoiho ʻana i kahi polokalamu me ka hoʻolaha no ka manuahi, ma ka liʻiliʻi loa e loaʻa kālā i ka mea hoʻomohala. A i ʻole hiki iaʻu ke kūʻai i ka app like me ka ʻole o nā hoʻolaha no kekahi mau kālā.
No laila hoʻopau wau i ka ʻike ʻana i ka hoʻolaha ma iOS wale nō.
youtube, facebook, zive, sme, ... hiki iaʻu ke mālama iaʻu iho i ka hoʻolaha. ʻAʻole pilikia iaʻu.
Ua noʻonoʻo wau i kēia manawa a manaʻolana wau ʻaʻole wau i nalo ma kahi o ka ʻatikala. Pono ke kelepona e hoʻopili i ka pūnaewele e uku? Maikaʻi paha iaʻu no ka hōʻailona ʻana, akā ʻaʻole maopopo iaʻu.
Aloha,
mahalo no kāu ʻatikala, akā e ʻoluʻolu e ʻae mai iaʻu i kekahi mau manaʻo e pili ana i kēia kumuhana.
Ma ka liʻiliʻi he mea kū'ē i ka pehea a me ka mea i hāʻawi aku ʻo APPL i kahi hoʻemi, mahalo i nā kālepa apple pay. A i ʻole no ka loaʻa ʻana o kāna mau hoʻonā ponoʻī no ka "securitization a me ka hōʻoia", ua wehe ʻo ia mai ka "transaction system" i kēia manawa i kēia manawa intermediary element PAYMENT PROCESSOR, ʻo ia nā hui i kuleana no ka hoʻokō (security, transfer, verification) o nā uku. me ke kāleka lawe lākou i nā helu 35 mai kēlā me kēia kālepa. E lawe ʻo APPL i ka hapa liʻiliʻi o kēia mau uku, akā ʻoi aku ka liʻiliʻi o ka mea uku hope loa ma mua o kēia manawa = DISCOUNT.
Eia naʻe, ʻo ka hapa nui o nā uku kālepa e lawe ʻia e nā panakō, a ua ʻoiaʻiʻo ua "kūkākūkā" ʻo APPL i kekahi mea me lākou. Eia hou, ʻaʻole maopopo i ke aha a pehea. Eia nō naʻe, he mea kūpono ia no nā panakō he mau mea kūʻai aku hou, nā hana hou, hiki iā lākou ke lawe mai i nā ʻoihana waiwai (ʻo ke kumukūʻai o hoʻokahi kālepa kelepona ʻoi aku ka liʻiliʻi loa).
No Touch ID, he ʻoiaʻiʻo he kipi, akā ua hoʻolālā ʻia kekahi mea like no Visa me Mastercard=HCE, ʻo ia hoʻi ka hōʻoia ʻana i ka mea kūʻai aku ma waho o ka ʻōnaehana me ka ʻole "hoʻololi" i kāna ʻike ma waena o nā mea kālepa a me nā panakō, a he polokalamu maʻemaʻe ia.
No ka uku. nā kāleka ma USA, kahi i loaʻa ʻole ai nā kāleka EMV (e like me Goldman Sachs, aia wale nō 1% o nā kāleka chip ma USA!!), no laila ʻo nā uku kelepona he mau manawa kūpono a "market = speculators" :-) manaʻoʻiʻo mai iaʻu, ʻo ka hoʻololi ʻana i nā kāleka EMV mai USA he lele pololei. Akā, ʻo ke kumu o nā kāleka non-chip i ka US ʻo ia hoʻi ka mea e uku i ka "hoʻomāinoino" i kēia manawa a ʻo wai ka wā e hoʻololi ai nā mea a pau i kahi chip (merchant vs. banks). I kēia manawa ua hōʻoia ʻia lākou a pau, a ʻoi aku ka kiʻekiʻe o ke kumukūʻai o ka hoʻonui ʻana i ka POS (terminal/reader) ma mua o ka ʻinikua i uku ʻia e kūʻē i ka hoʻomāinoino. ʻO ia ke kumu i hāʻawi aku ai ʻo APPL i API no ka hoʻonui ʻana i ka POS (ʻo ka POS de facto IPONE/IPAD) ma ke ʻano maʻalahi, a ke manaʻo nei au he mea nui loa ia.
ʻIke wau i ka maikaʻi o ka uku ʻana o Apple, akā i mea e "lawe aku" nā mea a pau e pono ai ka hoʻonohonoho ʻana o nā mea ʻē aʻe he nui i ka ʻōnaehana (nā panakō, nā mea hana uku, nā mea hoʻopuka kāleka, nā mea kālepa).
ʻO wau iho, manaʻo wau ʻo MSFT a i ʻole FB a me nā mea pāʻani nui ʻē aʻe ma ka mākeke ʻaʻole e poina i kēia mea nui, no laila he nui kā mākou e kali ai.
Nui ka uku ʻo Apple, akā ʻaʻole wau e manaʻo e hiki mai ke kipi ma ka manawa. Akā ʻo ka mea nui "ua hoʻomaka mua" ... :-)
Ma ke ala, e nānā i kekahi mau hiʻohiʻona mai ʻApelika, kahi i "lele" koke lākou mai ke kālā i nā uku kelepona (Kenya, Nigeria). Ua hoʻomaka lākou ma laila i ka wā kahiko :-)
Ke kali nei au i ka ʻoiaʻiʻo e hiki mai ana iā mākou kekahi ... :-)
Laki maikaʻi, Ales Vavra