Daniel Hruska ʻO nā uku kāleka ma ʻAmelika Hui Pū ʻIa ma kahi pae ʻokoʻa loa ma mua o ka Czech Republic, kahi e hiki ai iā ʻoe ke uku contactless kokoke "ma nā wahi āpau". He heluna nui o nā hale kūʻai kahi e hiki ai iā ʻoe ke uku ma ke kāleka i loaʻa nā terminal contactless. Eia nō naʻe, ke hoʻomau nei nā kāleka kahiko me nā ʻāpana magnetic i ka US, a ke hoʻāʻo nei ʻo Apple e hoʻololi i kēlā me kāna ʻōnaehana. uku aku.
Ua like nā mea a pau me he moʻolelo moʻolelo, ua loaʻa ʻo Apple i kahi ʻaelike me nā panakō nui loa ma laila, no laila ʻaʻohe pilikia. Akā e hele mai ana paha ʻo ia. A he uē pōkole wale nō paha kēia o ka lālā makapō. Ke hana nei kekahi mau mea kūʻai aku me Wal-Mart e hoʻololi a hoʻopau loa i nā pahu uku pili ʻole i hiki ʻole i nā mea kūʻai ke uku me Apple Pay.
Ke hoʻomākaukau nei ʻo Wal-Mart, ke kaulahao o nā hale kūʻai kūʻai kūʻai nui loa o ka honua, me nā hui ʻē aʻe, i kāna ʻōnaehana uku CurrentC mai ka makahiki 2012, e hoʻomaka ʻia i kēia makahiki aʻe. ʻO ka Merchant Customer Exchange (MCX), i kapa ʻia kēia hui, he mea hoʻoweliweli maoli iā Apple. Ke kolo wale nei ʻo Apple a me kāna Pay i ka CurrentC, ʻoiaʻiʻo ʻaʻole makemake ka poʻe kuleana a ke hana nei lākou i ka mea maʻalahi loa e hiki ai iā lākou - ʻoki iā Apple Pay.
Ua ʻike ʻia i hoʻokahi mahina i hala aku nei ʻaʻole kākoʻo ʻo Wal-Mart a me Best Buy iā Apple Pay. I ka pule i hala aku nei, ua hoʻomaka ʻo Rite Aid, kahi kaulahao lāʻau me nā wahi ʻoi aku ma mua o 4 ma US, e hoʻololi i kāna mau kikowaena NFC e hoʻopau i nā uku ma o Apple Pay a me Google Wallet. E kākoʻo ʻo Rite Aid iā CurrentC. ʻO kekahi kaulahao o nā lāʻau lapaʻau, CVS Stores, i mālama like ʻia.
ʻO ke kaua no ke kūlana kiʻekiʻe ma waena o nā uku kelepona ke kumu i ka haunaele ma waena o nā panakō a me nā mea kūʻai aku. Ua ʻae nā panakō iā Apple Pay me ka ʻoliʻoli no ka mea ʻike lākou i ka hiki ke hoʻonui hou i ka nui o nā kūʻai (a no laila nā loaʻa kālā) i hana ʻia me ka hōʻaiʻē a me nā kāleka hōʻaiʻē. No laila ua lanakila ʻo Apple me nā panakō, akā ʻaʻole nui me nā mea kūʻai aku. ʻO nā hoa 34 o kēia manawa i ʻōlelo ʻia ma ka pūnaewele o Apple, ʻewalu o lākou me nā inoa like ʻole e hāʻule ma lalo o Foot Locker a ʻo kekahi ʻo Apple ponoʻī.
ʻO ka mea ʻē aʻe, ʻaʻohe panakō hoʻokahi i hōʻike i ke kākoʻo no CurrentC. ʻO kēia ma muli o ka hoʻolālā ʻana o ka ʻōnaehana holoʻokoʻa i ʻole e hilinaʻi i ka loulou waena, ʻo ia hoʻi, ma nā panakō a me kā lākou uku no ka uku kāleka. No laila, ʻaʻole e lilo ʻo CurrentC i mea pani no kahi kāleka uku plastik e like me ia, akā he koho kūikawā no nā mea kūʻai aku me ka ʻoiaʻiʻo a i ʻole nā kāleka uku mua o ka hale kūʻai i nīnau ʻia.
Ke puka mai ka polokalamu no IOS a me Android i ka makahiki aʻe, e uku ʻoe me ka QR code i hōʻike ʻia ma kāu kelepona a e unuhi koke ʻia ke kumukūʻai kūʻai mai kāu moʻokāki. Inā koho ʻoe e hoʻohana i kekahi o nā kāleka i hāʻawi ʻia e nā hoa o CurrentC ma ke ʻano he uku uku, e loaʻa iā ʻoe nā uku a i ʻole nā coupon mai ka mea kūʻai aku.
ʻOiaʻiʻo, hoʻopiʻi kēia i nā mea kālepa e loaʻa i kā lākou ʻōnaehana ponoʻī a i ka manawa like e hoʻokuʻu ʻia mai nā uku uku kāleka. No laila, ʻaʻole ia he mea kupanaha, ma waho aʻe o Wal-Mart, ua komo nā lālā MCX (ʻaʻole ʻike ʻia nā kaulahao ma aneʻi) Gap, Kmart, Best Buy, Old Navy, 7-Eleven, Kohls, Lowes, Dunkin' Donuts, Sam's Club, Sears, Kmart, Bed , Bath & Beyond, Banana Republic, Stop & Shop, Wendy's a me nā hale ho'okele kinoea he nui.
E kali mākou a hiki i ka makahiki aʻe e ʻike i ke ʻano o ke kūlana holoʻokoʻa. A hiki i kēlā manawa, hiki ke manaʻo ʻia e kāohi nā hale kūʻai ʻē aʻe i kā lākou mau kikowaena NFC e pale ai i nā uku hoʻokūkū. Eia nō naʻe, hiki iā mākou ke manaʻolana i ka maʻalahi o ka hoʻopā ʻana i ka Touch ID ma Apple Pay e lanakila ma luna o ka hanauna code QR kumu ʻole a hoʻopaʻa ʻia me nā kāleka kūpaʻa ma CurrentC. ʻAʻole pili pono ke kūlana ma US iā mākou, akā ʻo ka kūleʻa o Apple Pay e hoʻopilikia maoli i kona noho ʻana ma ʻEulopa.
Eia naʻe, inā mākou e nānā i ke kūlana o kēia manawa mai ka ʻaoʻao ʻē aʻe, hana ʻo Apple Pay. Inā ʻaʻole i hana, ʻoiaʻiʻo ʻaʻole e ālai nā mea kūʻai aku i kā lākou mau kikowaena NFC no ka makaʻu e nalowale kā lākou loaʻa kālā mai CurrentC. A ua kūʻai wale ʻia nā iPhones 6 hou no hoʻokahi mahina. He aha ka mea e hiki mai ana i ʻelua mau makahiki ke kākoʻo ka hapa nui o nā iPhones e hoʻohana iā Apple Pay?
Hiki i nā mea kūʻai aku ke pāpā iā Apple Pay no ka mea ʻaʻole hāʻawi ka mea kūʻai aku iā lākou i ka ʻike pilikino ma o kēia ʻano. ʻAʻole inoa a inoa inoa - ʻaʻohe mea. ʻOi aku ka palekana o Apple Pay ma mua o nā kāleka uku maʻamau i ka US. Ma ke ala, ʻoluʻolu paha ʻoe i ka helu ʻana i nā ʻikepili āpau (koe wale ka PIN) ma kahi ʻāpana plastik hiki iā ʻoe ke nalowale i kēlā me kēia manawa?
ʻO ka mea a MCX e hoʻāʻo nei e hana, ʻo ia ke hoʻololi i kahi mea paʻa me kahi mea paʻa ʻole (ʻaʻole hiki i nā polokalamu ʻaoʻao ʻekolu ke mālama i ka ʻikepili i ka Secure Element, ʻo ia hoʻi, kahi mea i loko o ka chip NFC), kahi mea kūpono no kahi mea maʻalahi ʻole (Touch ID vs. QR code) a me kekahi mea inoa ʻole. Ke noho nei ma US, ʻaʻole ʻo ConnectC he lawelawe hoihoi iaʻu. Pehea ʻoe, ʻo ke ala hea āu e makemake ai?
ʻAʻole anei he manawa mua ka nānā ʻana i ka palekana? ʻAʻole i puka kekahi ʻōnaehana a aia kekahi i ka hoʻomaka. A ʻo ka mea a mākou e wehewehe ai, aia nā poʻe ʻokoʻa, ʻike i ka leak o nā kiʻi mai iCloud. Me nā kāleka uku maʻamau, ʻaʻole hiki ke hoʻohana ʻia mai ka hoʻomaka ʻana, a ʻo wai ka manaʻo i kēia manawa?
Eia kekahi, inā e nānā au iā ia mai kēlā ʻaoʻao, no ka laʻana, pilikia maoli iaʻu pehea e hoʻāʻo ai nā panakō e hoʻonui mau i ko lākou mau palena. ʻAʻole wau i kahaha i ka hoʻāʻo ʻana o nā mea kālepa e kāpae i nā panakō mai ke kaʻina uku. Inā hiki iaʻu ke haʻalele iā lākou me ka mālama ʻana i ka maʻalahi o ka uku ʻana ma ke kāleka, ʻoi aku ka hauʻoli. ʻOiaʻiʻo, ʻaʻole wau makemake e hoʻi i ka manawa e huki ai au i kahi ʻeke kālā no kēlā me kēia kūʻai.
ʻAe, ʻo ka pilikia me CurrentC ʻo ia ka mea e kāpae i nā kāleka maʻamau ma ka hoʻopili pololei ʻana i kahi waihona waihona, ʻo ia ka min. he mea hoʻonāwaliwali loa kēia. Eia kekahi, aia nā mea ʻē aʻe e like me ka nānā ʻana o ka mea hoʻohana a me ka hoʻoili ʻana i ka waihona ma waena o nā lālā o ka consortium, akā pū kekahi me nā ʻaoʻao ʻekolu. ʻO ka mea hiki ʻole ke hoʻomaopopo ʻia ʻo ke komo ʻana i ke kūlana i ka like o kā mākou kāleka olakino.
ʻAe, ke emi mau nei nā palena o nā panakō i ka ʻae ʻana i nā kāleka. E hāʻawi wale iā ʻoe i kahi manaʻo o ka hōʻemi ʻana i ka loaʻa kālā o ka mea hoʻopuka kāleka ma hope o ka hoʻoponopono ʻana i ka uku EU, e hāʻule lākou i nā piliona. Heluhelu mākou ma nā wahi āpau aia nā komisina ma waena o 1-5% - ʻo ke kumukūʻai kiʻekiʻe ka nui ma nā ʻāpana pilikia ... Akā hāʻawi ka panakō ma luna o 1% o ke komisina i ka hui, a ʻo ia ka waiwai, inā ʻoe e unuhi i nā koina hana. Mai ke aha e hoʻokomo ai ka panakō i ka hana hou?
Btw, makemake paha kēlā me kēia hui e hoʻonui i ka loaʻa kālā, pehea kou manaʻo?
ʻO kahi hiʻohiʻona hiki: ma ke ʻano he pane i ka pāpā ʻana, e hoʻololi ʻo Apple a me Google i kā lākou mau ʻōlelo o ka ʻoihana a ʻaʻole e ʻae i nā noi CurrentC-type e hoʻohui ʻia i kā lākou AppStores.
ʻO ia ka mea e koho ai kekahi. ʻAʻole kahi hale kūʻai liʻiliʻi ka Appstore a he hana ʻino kēia i ka monopoly (e like me Walmart). ʻAʻole wau makemake i kekahi hui e hoʻoponopono i koʻu ola me kā lākou mau ʻoihana e like me ka pāpā ʻana i ka bitcoin a me nā mea like.
No laila, hōʻike ka mōʻaukala inā makemake ʻo Apple (Jobs) iā ia, loaʻa iā ia. ʻO kahi laʻana like, no ka laʻana, hoʻopau i ka phy. E kiʻi ʻo Adobe i Flash i ka AppStore. I ka wā i lawe aku ai ʻo Adobe i ka AppStore i loko o CS5, ua hoʻololi wale ʻo Apple i nā kūlana i hiki ke loaʻa nā mea i hana ʻia ma o Xcode ma ka AppStore.
ʻAe, hōʻoiaʻiʻo ia i kaʻu mau ʻōlelo.
E ʻeli au i loko o ka ʻōpala :) Ua kapa ʻia ke kaulahao hypermarket ʻo Walmart (Wal-Mart ka inoa o ka mea hoʻohana). Aia ʻo Kmart a me Dunkin' Donuts ma ka mākeke ʻo Czech, ʻo Gap, Old Navy a me Banana Republic aia nō ma ʻaneʻi. No laila, ʻaʻole kēia "nā kaula i ʻike ʻole ʻia".
A e ʻeli au iā ʻoe a haʻi mai iaʻu i hea kahi Old Navy ma CR? :-) Noho au ma Kanada, loaʻa iaʻu kahi Old Navy ʻelua mau poloka mai ka pā kaua, no laila ʻaʻole maopopo iaʻu ua ʻike au iā ia ma CR...
Aia i hea ka CR Gap? E hoihoi loa au i ia mea.
ʻAe, pololei ʻoe… komo mai ka ʻōpala. Mahalo. ʻAʻole ma Czech Republic, ua like nā hale kūʻai :)
Me he mea lā he uwao… i loko o ʻelua mau makahiki e hiki ke uku me Apple Pay ma Walmart pū kekahi—a ʻoiaʻiʻo hoʻi me ka kaulana nui.
Manaʻo wau pēlā, ʻoi aku ka mana o Apple ma mua o kekahi Walmart, hiki iaʻu ke noʻonoʻo e hele aku nā mea nona IP6 i kahi hale kūʻai ʻē aʻe e hiki ke uku iā Apple uku, ma USA e pili ana i ka brand a me ka poʻe aloha maoli iā Apple, e like me ka ʻōlelo a Tim. e hele e uku ma hea kahi uku apple a ma hope a ma hope paha e hāʻule nā mea a pau :) ʻo ia kaʻu ʻike ʻana :).
I kekahi hale kūʻai? ʻAʻohe oʻu manaʻo pēlā. Malia paha he poʻe liʻiliʻi, akā ʻo ia nā mea ʻē aʻe (ʻo ia ka mea e hoʻopili me ke kelepona hou). ʻO Walmart ma US e like me TV Nova 10 mau makahiki i hala - aia nā mea ʻē aʻe, akā ʻaʻole kūpono ka hoʻololi. Eia hou, ʻelua mau hale kūʻai ʻo Walmart ma mua o kāna mau mea hoʻokūkū i hui pū ʻia (Kmart, Publix, Target, ShopKo, Meijer + BJ's a me Costco no Sam's Club).
ʻO ka pilikia, aia ʻo NFC no 10 mau makahiki ma Iapana
ʻAe, a no laila ua hala ʻole a pau i laila i kona ʻano i kēia manawa.
ʻAe, manaʻo wau e hoʻoholo ka mea kūʻai i ka hopena. He ʻumi miliona o nā mea nona iPhone ma nā mokuʻāina, a ʻaʻole kēia he helu liʻiliʻi. A e hele hou mai me ka wati. I ka hopena, e lanakila ana ʻo Walmart a me nā mea ʻē aʻe ke helu lākou i ka nui o ka mana kūʻai e nalowale ana lākou. Ke kuʻi nei lākou i kēia manawa, akā e hoʻololi pū lākou, pono lākou i ko lākou makemake ponoʻī. He hoihoi wale kā lākou ʻōnaehana no ka poʻe kūʻai kūpaʻa a e hoʻopau koke kēia ʻōnaehana.
ʻAe, ʻaʻole hiki iā Apple a me Google ke pane wale ma ke kāohi ʻana i ka noi CurrentC e hiki mai ana, hiki i nā panakō ke uku maʻalahi i nā kālepa i waho (uku) i hana ʻia ma CurrentC..
.. ʻaʻole hiki i nā kaulahao ke helu?
ʻAe, ʻaʻole wau ʻike, hiki i nā mea āpau ma USA;)
E ʻoluʻolu e wehewehe hou, ʻaʻole pono ʻo CurrentC i kahi panakō, hiki iā ia ke hana me ka ʻole.
No laila ʻaʻole hiki iā Apple a i ʻole Google ke kāohi iā CurrentC.
"I ka manawa e puka mai ai ka iOS a me ka Android app i ka makahiki aʻe, e uku ʻoe me kahi QR code..."
He mea nui ʻo Apple a me Google iā CurrentC.
"I ka manawa e puka mai ai ka iOS a me ka Android app i ka makahiki aʻe, e uku ʻoe me kahi QR code i hōʻike ʻia ma kāu kelepona a e unuhi koke ʻia ke kumukūʻai kūʻai mai kāu moʻokāki."
ʻAe, inā ʻaʻole i manaʻo ʻia he waihona kālā, akā he waihona kāleka bonus prepaid, a laila pono ʻoe e kiʻi i ke kālā i kēia moʻokāki ma kekahi ʻano ..., ma o kahi panakō (hiki ke uku ʻia), kahi mea hoʻohana a i ʻole he bet. terminal :-), i hoʻohālikelike ʻia me ka hoʻohana ʻana i ke kelepona paʻa lima a me ka manamana lima he mea maʻalahi a lōʻihi no nā mea kūʻai aku.
A no ke aha ʻaʻole pono ʻo Apple a i ʻole Google e pāpā a hāʻawi ʻole i kahi noi no CurrentC i kā lākou hale kūʻai i manaʻo ʻia e nānā i kēlā QR code?
No laila, ma kēia ʻano… "Ma ka ʻaoʻao ʻē aʻe, ʻaʻole hoʻokahi panakō i hōʻike i ke kākoʻo no CurrentC. ʻO kēia ma muli o ka hoʻolālā ʻana o ka ʻōnaehana holoʻokoʻa i ʻole ia e hilinaʻi i ka loulou waena, ʻo ia hoʻi, ma nā panakō a me kā lākou uku no ka uku kāleka.
He mea paʻakikī i ka panakō ke wehewehe i kahi uku ʻokoʻa ma mua o nā moʻokāki ʻē aʻe. No laila ʻaʻole wau e hopohopo no kēia.
A me ka noʻonoʻo ʻana i ka hana ʻana o ka noi PayPal, ʻaʻole wau e hopohopo nui no ka hoʻopaʻa ʻia ʻana ma ka AppStore.
Me he mea lā iaʻu i kēia manawa makemake ʻo Apple i nā mea kūʻai aku ma mua o nā mea kūʻai aku Apple.
A ʻaʻole loa wau i kākoʻo iā Apple e kūʻē i nā panakō, ʻokoʻa loa. Akā ʻaʻole maʻalahi nā mea a pau o ka honua.
ʻO ka nele o ke kākoʻo e waiho i ka ʻoiaʻiʻo ʻaʻole i hoʻopau nā panakō i nā ʻaelike kūikawā me nā kaulahao kūʻai no kēia lawelawe. Hiki paha iā lākou ke hoʻomaʻamaʻa i ke kaʻina hana, no ka laʻana, ʻaʻole lawa ka hoʻopaʻa inoa ʻana ma ka hoʻokipa ma kāu hypercam a hoʻomaka nā mea āpau e hana, akā pono ka mea kūʻai aku e hoʻomaka i kahi hōʻaiʻē pololei a hoʻouna i ke kālā ma ke kauoha i ka moʻokāki CurrnetC . A e like me kā mākou i ʻike ai i kēia lā, ʻo kēlā me kēia lawelawe ʻoi aku ka paʻakikī no ka mea kūʻai aku ʻaʻole hiki ke kūleʻa (e ʻike i kā mākou Mobito).
No laila, makemake wau e ʻike pehea e hiki ai iaʻu ke hoʻouna i kaʻu uku i kahi kaulahao o nā hale kūʻai a i ʻole e hōʻoia wau i lawa kaʻu kālā ma laila, a hiki iaʻu ke kūʻai aku ma ia kaulahao o nā hale kūʻai. A e nānā pū lākou i nā mea aʻu e kūʻai ai a ma hea, a hoʻouna mai iaʻu i ka hoʻolaha e like me ia. A e uku, pono wau e hoʻomaka i kā lākou noi ma kaʻu kelepona a nānā i ka QR code. ʻAʻole hiki ke ʻoi aku ka paʻakikī. ʻOi aku ka maikaʻi o ke kālā.
Mai kaʻu heluhelu ʻana i nā kūkākūkā ma nā pūnaewele ʻē aʻe, me he mea lā he hoʻopaʻapaʻa ʻana i kēlā kaulahao hale kūʻai.
ʻO ka ʻatikala he mea ʻino iki. Loaʻa iā Apple a me Google nā pū i ko lākou mau lima, hiki iā lākou ke hoʻololi i ka apple pay i nā kāleka currentC a ʻaʻole paʻakikī loa, inā ʻaʻole e hoʻokō ʻia ka Current C. A me 5 mau kaulahao nui, ʻo ka hapa nui o nā hōʻailona i ʻōlelo ʻia he ʻāpana o hoʻokahi kaulahao nui, a ʻo Wal-Mart kahi hale kūʻai kūʻai i kēlā me kēia lā e like me Kaufland a i ʻole Lidl. Hiki iā Apple ke ʻōlelo e hoʻololi mākou i kāu mau kāleka i ka apple pay a i ʻole e kaupalena mākou iā ʻoe ma iTunes no ka mea ua wehe ʻia nā polokalamu āu e uku ai me ka ʻole o ka uku apple. Loaʻa iā Apple ka pōmaikaʻi o kāna ʻōnaehana a hiki iā ia ke koi i nā mea kālepa e hoʻololi
ʻAʻole ʻae ʻo Apple i nā noi CurrentC i iTunes a ʻaʻole pono ʻoe e hana i kekahi mea ʻē aʻe. Hoʻoholo nā mea kūʻai no lākou iho pehea e kūʻai ai
ʻAʻole ia e maʻalahi. ʻAʻole maopopo iaʻu nā ʻōlelo a me nā kūlana iTunes, akā ʻo ka ʻōlelo wale ʻana "ʻaʻole mākou makemake iā ʻoe a ʻo ia ke kumu ʻaʻole mākou e kau i kāu polokalamu ma iTunes" ʻaʻole paha e hana.
ʻAe, ʻo nā kūlana e hiki ai i kekahi mea ke hoʻokūkū me kekahi mea mai Apple, no laila hiki ke wehe ʻia a hiki ke hoʻopau ʻia ka moʻokāki o ka mea hoʻomohala. Inā ʻaʻole makemake ʻo Apple, a laila hoʻopau iā ia me ka pilikia ʻole.