Pani hoʻolaha

I kēia lā, hiki i nā polokalamu kelepona ke hoʻololi i kekahi mea. ʻO kā lākou "hoʻololi" i kahi kāleka uku he mea maikaʻi loa ia, ke paʻa wale ʻoe i kāu kelepona i ka pahu a uku ʻia ʻoe. INe honua o Apple, kapa ʻia kēia lawelawe ʻo Apple Pay a ʻo 2015 kāna hoʻāʻo mua.

"Ke hilinaʻi nei mākou ʻo 2015 ka makahiki o Apple Pay," i hōʻike ai ʻo Tim Cook, e noʻonoʻo ana i ka hoihoi mua a me ka pane ʻana mai nā mea kālepa i ka hoʻomaka o ka makahiki i hala. He mau mahina wale nō ma mua o ke poʻo o Apple ka lawelawe ponoʻī hoikeia a i ka hopena o ʻOkakopa 2014, ua kūhelu ʻo Apple Pay hoʻokuʻu ʻia.

Ma hope o ʻumikūmālima mahina o ka hana ʻana, hiki iā mākou ke loiloi inā he manaʻo manaʻo wale nā ​​ʻōlelo a Cook e pili ana i ka "makahiki o Apple Pay", a i ʻole ka manaʻo o ka apple platform i ke kahua o ka uku kelepona. ʻElua mau pane: ʻae a ʻaʻole. He mea maʻalahi loa ke kapa ʻana iā 2015 i ka makahiki o Apple. Nui nā kumu.

ʻAʻole pono ke ana ʻana i ka kūleʻa o Apple Pay e kekahi mau helu. No ka laʻana, he aha kāna mahele i nā hana kālā ʻole a pau, no ka mea ma ʻAmelika Hui Pū ʻIa he helu liʻiliʻi. I kēia manawa ʻoi aku ka nui o ka nānā ʻana i ka hoʻomohala ʻana o ka lawelawe e like me ka hoʻomohala ʻana o ka mākeke uku kelepona holoʻokoʻa a, i ka hihia o Apple Pay, e huki pū i ka nānā ʻana i kekahi mau kikoʻī e lawe mai i kahi ʻokoʻa koʻikoʻi ma waena o ka mākeke ʻAmelika a , no ka laʻana, ka mākeke ʻEulopa a i ʻole Kina.

hakakā (un)hakakā

Inā pono mākou e loiloi i ka 2015 e pili ana i ka mea i kamaʻilio nui ʻia, a laila ma ke kahua o ka uku ʻana ua aneane ʻo Apple Pay. ʻAʻole ia he hoʻokūkū, akā ʻo ka ikaika kuʻuna o ka hui ʻo Cupertino a me kona hiki ke hoʻonui i kahi lawelawe hou e hana wikiwiki ana.

ʻO ke kaua o kēia manawa aia ma waena o ʻehā ʻōnaehana, a ʻelua o lākou ʻaʻole i kapa inoa ʻia e like me ka Apple - Pay. Ma hope o ka hāʻule ʻole ʻana me Wallet, ua hoʻoholo ʻo Google e hoʻokuʻu me kahi hoʻonā Android Pay hou, ua lele ʻo Samsung ma ka bandwagon hoʻokahi a hoʻomaka e kau iā Samsung Pay ma kāna mau kelepona. A ʻo ka mea hope loa, aia kahi mea pāʻani nui ma ka mākeke US, ʻo CurrentC.

Eia nō naʻe, ʻo Apple ka lima kiʻekiʻe e kūʻē i nā mea hoʻokūkū āpau ma ka hapa nui, a i ʻole ʻaʻohe mea ʻoi aku ka maikaʻi. ʻOiai ka maʻalahi o ka hoʻohana ʻana, hiki ke hāʻawi ʻia ka palekana o ka ʻikepili pilikino a me ka palekana o ka hoʻouna ʻana ma ke ʻano like e kekahi mau huahana hoʻokūkū, ua hiki iā Apple ke kiʻi i kahi helu nui o nā panakō hui pū. ʻO kēia, ma waho aʻe o ka helu o nā mea kūʻai aku kahi e hiki ai ke hana i nā uku kelepona, he kī nui i ka nui o nā mea hoʻohana i hiki i ka hui.

ʻO ka ʻoiaʻiʻo ʻo ia kahi kahua i pani ʻia i ka Apple kaiaola hiki ke ʻike ʻia ma ke ʻano he hemahema o Apple Pay e kūʻē i nā mea āpau i ʻōlelo ʻia. Akā me ka Android Pay, ʻaʻole hiki iā ʻoe ke uku ma kahi ʻē aʻe ma nā Android hou loa, a pani pū ʻo Samsung i kāna uku no kāna kelepona wale nō. No laila, hana nā kānaka a pau i kā lākou pahu pahu ponoʻī a pono e hana mua iā lākou iho e hiki ai i nā mea kūʻai aku. (He ʻokoʻa iki ka hihia me CurrentC, e hana ana ma ka Android a me iOS, akā mamao loa ia mai kahi hoʻololi pololei no kahi kāleka uku; ʻoi aku, he mea "ʻAmelika" wale nō ia.)

 

No ka mea ʻaʻole hoʻokūkū pololei nā lawelawe uku kelepona ʻē aʻe kekahi i kekahi, akā naʻe, hiki i nā hui āpau ke hauʻoli i ko lākou komo ʻana i ka mākeke. Ma hope o nā mea a pau, ʻo kēlā me kēia lawelawe, inā ʻo Apple, Android a i ʻole Samsung Pay, e kōkua i ka hoʻolaha ʻana i ka ʻike a me ka hiki ke uku me ke kelepona paʻa, i ka manawa like e koi ai i nā mea kālepa e hoʻololi i ke ʻano hou a me nā panakō e puʻunaue like. terminals.

ʻElua honua

Malia paha ʻaʻole kūpono nā laina mua iā ʻoe. He aha ka pono o ka hoʻonaʻauao e pili ana i ka mobile a i ʻole nā ​​​​uku pili ʻole, ke nīnau nei ʻoe? A eia mākou e hālāwai nei me hoʻokahi pilikia nui, ka hakakā ʻana o ʻelua mau honua ʻokoʻa. ʻO ʻAmelika Hui Pū ʻIa e kūʻē i ke koena o ka honua. ʻOiai ʻo ʻEulopa, a me ka Czech Republic ma ke ʻano, ʻo ia ke alakaʻi ma ke kahua o ka uku contactless, ua hiamoe nui ʻo ʻAmelika Hui Pū ʻIa a ke hoʻomau nei ka poʻe ma laila e uku me nā kāleka kāʻei magnetic a swipe iā lākou ma o ka poʻe heluhelu.

ʻO ka mākeke ʻEulopa, akā ʻo ka Kina hoʻi, ma kekahi ʻaoʻao, ua mākaukau maikaʻi. Loaʻa iā mākou ma ʻaneʻi: hoʻohana nā mea kūʻai aku i ke kūʻai ʻana ma ka hoʻopā ʻana i ke kāleka (a i kēia mau lā ʻo nā polokalamu kelepona paha) i ka terminal, nā mea kūʻai aku e ʻae i kēlā mau uku, a kākoʻo nā panakō i nā mea āpau.

Ma ka ʻaoʻao ʻē aʻe, ʻaʻole ʻike pinepine ka poʻe ʻAmelika e pili ana i ka hiki ke uku me ke kelepona paʻa, no ka mea, ʻaʻohe o lākou manaʻo ua hiki ke uku me ka contactless. ʻO Apple, ʻaʻole wale ʻo Apple, ke hana maikaʻi nei. Inā ʻaʻole ʻike ka mea hoʻohana i kēia mau koho, paʻakikī ke hoʻomaka koke e hoʻohana iā Apple Pay, Android Pay a i ʻole Samsung Pay. Eia kekahi, inā makemake ʻo ia, ʻike pinepine ʻo ia i ka mākaukau ʻole o ka mea kālepa, ʻaʻole ia e loaʻa kahi terminal kūpono.

Ua ho'āʻo ʻo Samsung e hoʻoponopono i kēia pilikia o ka mākeke ʻAmelika ma o ka hana ʻana i kāna uku ʻaʻole wale me kahi kikowaena contactless, akā me kahi mea heluhelu magnetic strip, akā he mau haneli ʻoi aku ka liʻiliʻi o nā panakō e hoʻopuka ana i nā kāleka uku ma mua o Apple, a no laila ua keʻakeʻa ʻia ka lawe ʻana ma nā wahi ʻē aʻe.

Ma ʻAmelika Hui Pū ʻIa, aia kekahi mea e paʻa ana i nā mea āpau - ʻo ka CurrentC i haʻi mua ʻia. ʻAʻole maʻalahi kēia hoʻonā e like me ka paʻa ʻana i kāu kelepona i ka pahu, ke komo ʻana i kahi code a i ʻole manamana lima a uku ʻia ʻoe, akā pono ʻoe e wehe i ka app, e komo a nānā i ka barcode. Akā ʻo ka pilikia, ʻo nā kaulahao kūʻai nui ʻAmelika e like me Walmart, Best Buy a i ʻole CVS bet ma CurrentC, no laila ʻaʻole i aʻo nā mea kūʻai maʻamau e hoʻohana i nā lawelawe hou.

ʻO ka mea pōmaikaʻi, ua neʻe aku ʻo Best Buy mai kāna pilina kūʻokoʻa me CurrentC, a hiki iā mākou ke manaʻolana e hahai nā poʻe ʻē aʻe. ʻOi aku ka maʻalahi o ka hoʻonā ʻana o Apple, Google a me Samsung, a ma luna o nā mea āpau, ʻoi aku ka palekana.

Pono ka hoʻonui

ʻAʻole i manaʻo ʻia ʻo Apple Pay he mea ʻAmelika maoli. Ua pāʻani ʻo Apple ma ke ao holoʻokoʻa no ka manawa lōʻihi, akā ʻo ka ʻāina home ka mea mua i hiki ai iā ia ke hoʻonohonoho i nā hui pono āpau. Ua manaʻo paha lākou ma Cupertino e kiʻi lākou i kā lākou ʻōnaehana uku i nā ʻāina ʻē aʻe ma mua, akā ma Ianuali 2016 ke ʻano o ke kūlana, ma kahi o ʻAmelika Hui Pū ʻIa, aia wale nō ʻo Apple Pay ma Great Britain, Canada, Australia, Hong Kong. , Singapore a me Sepania.

I ka manawa like, ua kamaʻilio mua ʻia e hiki ke hōʻea ʻo Apple Pay i ʻEulopa i ka hoʻomaka ʻana o 2015. I ka hopena, ʻo ka hapalua wale nō ia, a ma Great Britain wale nō. ʻO ka hoʻonui hou aʻe i nā ʻāina i ʻōlelo ʻia ma luna wale nō i hiki mai i Nowemapa i hala (Kanada, Australia) a i kēia manawa ma Ianuali, a me kēia mau mea āpau me hoʻokahi palena nui - kākoʻo wale ʻo Apple Pay iā American Express ma aneʻi, kahi mea hoʻonāukiuki loa ma ʻEulopa, kahi Visa a me Mastercard. hoʻomalu i ka pilikia.

ʻAʻole maopopo ʻo Apple i ka kūleʻa i ke kūkākūkā ʻana i nā ʻaelike a me ka hoʻowalewale ʻana i nā panakō, nā mea kālepa a me nā mea hoʻopuka kāleka i kāna hoʻonā e like me ka United States. I ka manawa like, he mea koʻikoʻi ka hoʻonui nui no ka hoʻomohala hou ʻana o ka lawelawe.

Inā ʻaʻole i hoʻomaka ʻo Apple Pay ma ʻAmelika akā ma ʻEulopa, ua ʻoi aku ka maikaʻi o ka hoʻomaka ʻana a ʻoi aku ka maikaʻi o nā helu. E like me ka mea i haʻi mua ʻia, ʻoiai ʻo ka uku holoʻokoʻa holoʻokoʻa he mau moʻolelo ʻepekema no ka mākeke ʻAmelika, ke kali nei ka hapa nui o nā ʻEulopa no Apple (a i ʻole kekahi) Pay e hiki mai. I kēia manawa, pono mākou e hoʻopaʻa i nā mea kikoʻī kūikawā ma kā mākou kelepona paʻa a kau i nā uhi ʻike ʻole ʻia ma luna o lākou, i hiki iā mākou ke hoʻāʻo i ka manaʻo o ka wā e hiki mai ana o nā uku pili ʻole.

Ma UK, no ka laʻana, hiki i nā kānaka ke uku me Apple Pay ma nā kaʻa lehulehu, ʻo ia kahi hiʻohiʻona maikaʻi o ka hoʻohana ʻana i ia lawelawe. ʻOi aku ka nui o ia mau koho, ʻoi aku ka maʻalahi o ka hōʻike ʻana i ka poʻe i ka uku kelepona maikaʻi a ʻaʻole ia he mea ʻenehana wale nō, akā he mea pono a maikaʻi hoʻi. I kēia lā, ʻaneʻane e holo nā kānaka a pau ma ke kaʻaahi a i ʻole ke kaʻaahi me ke kelepona paʻa lima, no laila, no ke aha e hopohopo ai i ka hoʻololi a i ʻole ke kāleka. Eia hou: he ʻōlelo akaka loa a maopopo loa ma ʻEulopa, pono kahi hoʻonaʻauao ʻokoʻa a ʻoi aku ka nui ma ʻAmelika.

Ke kali nei ʻo ʻEulopa

Akā i ka hopena, ʻaʻole ia e pili ana iā ʻAmelika Hui Pū ʻIa. Hiki iā Apple ke hoʻāʻo i kāna mea maikaʻi loa, akā ʻo ka hoʻololi ʻana i ka ʻoihana (ʻaʻole wale nā ​​​​mea kūʻai aku, akā ʻo nā panakō, nā mea kūʻai aku a me nā mea ʻē aʻe) i nā uku pili ʻole a me nā ʻenehana hou e lawe i ka manawa. ʻOiai ma ʻEulopa, ʻaʻole i pau ka hoʻohana ʻana i ka tape magnetic i ka pō, aia wale nō ke alakaʻi lōʻihi iā mākou ma luna o ʻAmelika - ʻano kūʻē i nā kuʻuna maʻamau.

ʻO ke kī ka loaʻa koke ʻana o Apple Pay i ʻEulopa. A no Kina. ʻOi aku ka mākaukau o ka mākeke ma laila no nā uku kelepona ma mua o ka Europa. ʻO ka nui o nā uku kelepona i hana ʻia i kēlā me kēia mahina aia i loko o nā haneli miliona, a ʻo ka hapa nui o ka poʻe ma aneʻi i loaʻa nā iPhones hou loa e pono ai no Apple Pay. Ma hope o nā mea a pau, he nūhou maikaʻi kēia no 2016: e hoʻonui ka helu o nā iPhones hou loa ma ka honua holoʻokoʻa, a me ia ka hiki ke hoʻohana i ke kelepona no ka uku.

A no ka mea e hele ana ʻo Apple i Kina me kāna uku i nā mahina e hiki mai ana, e lilo paha ka mākeke Kina i mākeke koʻikoʻi no ka pilikua Kaleponi ma mua o ka ʻAmelika e hoʻomaikaʻi i kāna mau ʻano a me ka nui o nā kālepa kelepona.

I nā mahina e hiki mai ana, ʻaʻohe mea e hana ai ʻo ʻEulopa akā ke nānā aku me ke kaumaha. ʻOiai, no ka laʻana, ua hoʻolaha mua nā ʻelele Visa ma hope koke o ka hoʻomaka ʻana o ka lawelawe ma 2014 ua makemake nui lākou i ke kōkua ʻana iā Apple i ke kūkākūkā ʻana me nā panakō kūloko a hiki iā lākou ke hoʻonui i ka Apple Pay ma ʻEulopa, me ka Czech Republic, e like me ka wikiwiki. hiki, ʻaʻohe mea e hana nei.

ʻO Sepania, i hoʻohui hou ʻia i ka hui i koho ʻia, me he mea lā i ka uē ʻana i ka pōʻeleʻele, ʻoiai inā ʻo ka ʻaelike me American Express wale nō, a ma kēia ʻano pono mākou e noʻonoʻo iā Great Britain i kahi solitaire, ʻaʻole ia e hōʻike piha i ka mea. ke hana nei ma ke koena o ka ʻāina.

Ma kahi o "makahiki" o Apple Pay

Hiki iā mākou ke kapa iā 2015 i ka makahiki o Apple Pay, no ka laʻana, no ka mea, inā he inoa pinepine ʻia me ka media, ʻo ia ka Apple solution. He mea paʻakikī ke hoʻopaʻapaʻa ʻo Apple ka mana nui o nā mea a pau e pana i nā uku kelepona i ka wikiwiki a me ka lanakila loa, ma ka noʻonoʻo ʻana i ka nui o nā iPhones hou e kūʻai aku ai i kēlā me kēia hapaha e pono ai no ka uku. I ka manawa like, ke ulu pū nei nā hoʻonā hoʻokūkū me ia, a ke ulu nei ka ʻāpana holoʻokoʻa o nā uku kelepona.

Akā, pono mākou e kamaʻilio e pili ana i ka "makahiki o Apple Pay" inā loaʻa kēia kahua hoʻokūkū i kahi boom maoli. I ka wa e haki loa ai ma Amerika Huipuia, aole ia he makahiki, a maluna o na mea a pau i ka wa e hiki loa aku ai i ka honua holookoa, no ka mea, ina e paa ia ma na wahi a pau i keia manawa, o Kina a me Europa. Ke neʻe nei mākou i kahi manawa lōʻihi ke wili lohi nei ʻo Apple Pay i kāna mau huila, a hiki ke lilo i colossus nui.

I kēlā manawa hiki iā mākou ke kamaʻilio e pili ana i kēlā i ʻo ia ka manawa Apple Pay. I kēia manawa, akā naʻe, he mau ʻanuʻu pēpē kēia, i keakea ʻia e nā pilikia nui a liʻiliʻi paha i hōʻike ʻia ma luna. Akā hoʻokahi mea maopopo: mākaukau ʻo ʻEulopa a me Kina, kikeke wale. Manaʻolana e loaʻa i 2016.

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